A denting bay that “handles the insurance claim” is selling a process, not a cheaper repair. Relatim is not an insurer and not a cashless workshop. Relatim’s job is the cash quote for the damage you showed, so you can decide whether a claim beats the deductible and the no-claim bonus you would lose.
When cash is the cheaper door
Parking-lot scratches, a bumper scuff, a chip fill. If the repair is below deductible plus NCB, claiming is how you pay twice. Denting and painting near me, windshield. Relatim quotes the panel or the glass. You choose.
When a claim is the useful door
A write-off-adjacent hit, a stolen glass, a third-party accident with an FIR. Then a networked cashless bay is the path. Relatim will send you there and can still quote cash so the bay cannot pad a silent extra. Relatim does not charge you to check. You pay the workshop or you claim — Relatim does not take a cut of the IDV. Typical independent ranges: denting 2026.
Frequently Asked Questions
Should I claim insurance or pay cash for a dent?
If the repair is below your deductible plus the NCB you would lose, cash is usually cheaper. Relatim quotes the cash job so the decision is numbers. Relatim is not an insurer and not a cashless garage.
Does Relatim process insurance claims?
No. Relatim is a vehicle advisor. We can send you to a networked bay when a claim is the useful door, and we can still quote cash so you are not trapped.
Windshield claims?
Many policies cover glass with a deductible. A chip fill is often cheaper cash. Relatim quotes the glass job before you open a claim.
What documents do I need for a claim?
Policy, RC, photos, sometimes an FIR. The insurer and the cashless bay own that list. Relatim’s job is the repair quote you can compare.